|
Studies have shown
that teller automation can be effective in increasing the number of transactions
a teller can perform per hour or per day, thereby reducing the overall
branch cost per transaction.
Other studies have
shown the customer satisfaction and retention are improved by enhancing
the teller's ability to accurately and efficiently handle transactions,
quickly respond to customer inquiries, and by reducing the amount of time
customers wait in line.
Teller Suite incorporates
all these factors in its design and delivers benefits that can directly
affect the bank's per-transaction costs and customer satisfaction, including:
Performance
and Productivity
Teller Suite enhances
teller productivity and efficiency through its use of an easy to learn
and easy to use standard Windows user interface, high performance transaction
processing engine, and lightning fast response time.
Other Teller Suite
capabilities enable faster end-of-day balancing, enhanced problem research
capabilities, and automation of tasks such as check printing and the filing
of Currency Transaction Reports.
Enhanced
Customer Service
Features such as the
on-line host interface, CTR reports, Savings Bond redemption calculator,
check printing, cash dispenser support, and loan payment and deposit interest
calculators are designed to enhance teller productivity and provide additional
"value added" customer services.
Combined with the
ability to access current customer and account information using built-in
Teller Suite inquiry capabilities (or host terminal access software running
on the same teller workstation PC), these tools enable tellers to handle
more customer requests and deliver additional customer services without
leaving the teller window, resulting in faster and more efficient service.
Enhanced
Management Control
Teller Suite provides
enhanced management control through its use of the real-time Branch Manager
monitoring and reporting capabilities, its Architect customization features,
and its Administrator Utility security features.
Built-in cash management
and audit features provide automatic tracking and control of teller cash.
All teller cash activity, ending cash, and over/under conditions are reported
and maintained indefinitely in the permanent transaction history archive.
On-line operation
further enhances management control and reduces the your bank's overall
exposure to risk by automatically verifying and validating customer transactions
against current account information and balances.
Branch Manager reporting
provides statistical information used to monitor teller productivity and
analyze transaction activity volumes and customer service response times
across various time periods. This information is useful for monitoring
teller performance, staffing and workload planning, and for analyzing
branch customer transaction activity.
Industry
Standard Technology
Teller Suite is designed for performance,
stability, and easier integration and sharing of application data. The use of industry
standard technology protects your investment against future obsolescence.
Teller Suite's use
of Windows standards provides tremendous flexibility in choosing workstation
hardware, transaction printers, and branch servers and networks. The Windows
operating environment provides the ability to deploy other customer service and
productivity tools using the same standard PC workstations.
Reduced
Maintenance and Support Costs
For banks with older,
proprietary teller systems, maintenance and support of these systems is
increasingly expensive if not impossible to obtain. Replacing obsolete
proprietary equipment with PC based systems using current standards and
technology reduces associated maintenance and support costs and eliminates
down-time related to the lack of replacement parts or qualified service
technicians.
Use of standard PC
based workstations throughout the branch also allows deployment of other
applications and eliminates the need for multiple special purpose terminals
at the branch.
Facilitate
Future Expansion and Standardization
Future expansion,
such as adding new tellers or opening a new branch location, is greatly
simplified with the ability to purchase standard off-the-shelf hardware
for teller workstations.
Banks using older
proprietary teller terminals or DOS based systems experience increased
maintenance and support overhead. The resulting lack of standards makes
training and end-user support more difficult and further complicates implementation
and integration of new systems and software.
Standardizing on
one PC based system at all locations eliminates these problems and gives
your bank greater flexibility in deploying new teller workstations or
re-deploying retired teller workstations for other applications. Cross
training of temporary or floating tellers is also greatly simplified.
Reduced
Training Requirements
Teller Suite's intuitive
graphical user interface and other features such as built-in interactive
help library and extensive teller prompts reduce training requirments
for new tellers.
Our experience proves
that Tellers who are familiar with their job responsibilities and who
have had some exposure to Windows or PC based applications can be trained
to operate Teller Suite in less than four hours.
Ease
of Installation and Setup
Teller Suite is distributed
on CD-ROM with standard Windows installation and setup utilities, reducing
the time and complexity involved in installing the software on teller
workstation PCs.
The teller workstation
installation/setup program can be copied and run from the network server,
eliminating the need to handle installation media at each workstation.
Client PC configurations and printer setups can be created one time and
distributed to each workstation over the network.
Teller Suite's Architect
tool includes a fully operational sample transaction set that works right
out of the box. It can be easily modified to match your bank's operating
procedures and policies.
|